Privacy Policy

EFFECTIVE AS OF AUGUST 2025

At Davypay, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our app and services.

1. Information We Collect

  • Personal Information: Name, phone number, email address, date of birth, and government-issued IDs (for KYC verification).

  • Financial Information: Bank details, transaction history, wallet balance.

  • Device Information: Device type, IP address, app usage data, and cookies.

2. How We Use Your Information

We use your information to:

  • Provide and improve our services (e.g., money transfers, bill payments).

  • Verify your identity and comply with regulations.

  • Protect against fraud and unauthorized transactions.

  • Communicate important updates and promotional offers (only with your consent).

Data Protection & Security

We do not sell your personal data. However, we may share your information with:

  • Regulatory Authorities: To comply with legal obligations.

  • Financial Institutions & Partners: For processing transactions.

  • Service Providers: For analytics, customer support, and fraud prevention.

We implement strong security measures such as end-to-end encryption, two-factor authentication (2FA), and secure servers to keep your information safe.

  • With trusted partners necessary to deliver our services.

  • When required by law, regulation, or legal process.

Your Rights

You have the right to:

  • Access and request a copy of your personal data.

  • Update or correct your information.

  • Request deletion of your data (subject to legal obligations).

  • Opt out of marketing communications.

Cookies & Tracking

We may use cookies to improve user experience, analyze app usage, and personalize services. You can manage cookie preferences in your device settings.

  • Access the information we hold about you.

  • Request correction or deletion of your personal data.

  • Opt-out of marketing communications at any time.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be communicated via the app or website.

  • Access the information we hold about you.

  • Request correction or deletion of your personal data.

  • Opt-out of marketing communications at any time.

Contact Us

If you have questions about this Privacy Policy or how your data is handled, please contact us.